All content provided on this website and within our digital products, courses, programs, tools, templates, or other offerings is intended solely for general informational and educational purposes.

It does not constitute individual advice, in particular no financial, tax, legal, medical, or therapeutic advice, and does not replace consultation with qualified professionals. Any decisions made based on our content are taken solely at the user’s own responsibility and risk.

All content, methods, examples, and recommendations are prepared with due care and to the best of our knowledge. However, we make no guarantees, representations, or warranties that the use of our content, products, or tools will lead to specific results, including financial outcomes, income, business success, productivity improvements, or other measurable achievements.

Results depend on factors beyond our control, including individual circumstances, prior knowledge, effort, consistency of implementation, and external conditions.

Where our content addresses financial topics, business models, income scenarios, or performance-related examples, it is provided for illustrative and educational purposes only. No statements should be understood as promises, forecasts, or guarantees of financial success, income generation, or economic outcomes. Past examples or case studies do not indicate future results.

Some content may address wellbeing, habits, focus, productivity, or personal development. Such content is not medical or therapeutic in nature. It does not include diagnoses or treatment recommendations and does not replace consultation with licensed healthcare professionals.

Our platform may include content created by external creators, partners, guest contributors, or experts. Such content reflects the views of the respective authors and does not necessarily represent our own views. To the extent permitted by applicable law, we do not guarantee the completeness, accuracy, or timeliness of third-party content.

Where we provide automated tools, templates, or AI-generated content (now or in the future):

• outputs may contain inaccuracies or limitations;
• they are provided as supportive information only and do not replace professional advice;
• the responsibility for reviewing, interpreting, and applying such content lies entirely with the user.

Our website and products may contain links to third-party websites or resources. We do not control and are not responsible for the content, availability, or accuracy of third-party websites, and the use of such links is at the user’s own risk.

Accessing or using our content does not create a professional-client relationship (including advisory, fiduciary, or similar relationships). If you require individualized advice, you should consult appropriately qualified professionals.

Use of our website and digital products is at the user’s own risk. Our liability is limited in accordance with applicable statutory provisions. Mandatory liability under applicable law (including liability for intent, gross negligence, or injury to life, body, or health) remains unaffected. Further details are governed by our Terms & Conditions.

Data protection matters are governed by our Privacy Policy. In case of conflict, the relevant legal document (e.g., Terms & Conditions or Privacy Policy) shall prevail for its respective subject matter.

This Disclaimer may be updated from time to time to reflect changes in content scope, legal requirements, or operational practices. The current version is published on our website.